SingleMomFinancial.com

Iowa

Help For Single Moms In Iowa

Raising kids is tough. You face many choices as a mom, and when you do not have the support of your children’s father to help, sometimes life feels overwhelming. It’s good to know that there are resources out there for single moms in Iowa.

Childcare – Access to quality health care is a need that all single moms have. One option is to partner with another single mom or family who works opposite shifts from you to do a childcare swap. Families with lower incomes may qualify for childcare subsidy through the Child Care Assistance program (http://www.dhs.state.ia.us/Consumers/Child_Care/CCAssistance/CCAforConsumers.html). This is available to people of certain incomes with children under the age of 13 who are participating in the Family Investment Program.

Healthcare – If your employer offers health-care coverage, this is typically the best option. If not, consider applying for one of the state programs, if you qualify. Medicaid (http://www.dhs.state.ia.us/Consumers/Health/Medical_Insurance/WhatsAvailable.html) provides coverage for unemployed or low income individuals through the Department of Human Services. If you are working but your kids are not insured, you can apply for coverage through hawk-i (http://www.hawk-i.org/en_US/index.html) for your kids. You may be able to get care for yourself through the IowaCare program (http://www.ime.state.ia.us/IowaCare/index.html).

Food and Supplies – Families who qualify for Medicaid may also qualify for the state’s Food Assistance Program (http://www.dhs.state.ia.us/Consumers/Assistance_Programs/FoodAssistance/index.html), which helps put food on the table of needy families. Low to medium income families who have children under the age of five can receive supplemental nutrition through WIC. Non-profit organizations throughout Iowa also operate several food banks and food pantries, like the Northeast Iowa Food Bank (http://www.northeastiowafoodbank.org/managed/index.asp).

Transportation – Because Iowa has many rural areas, access to quality transportation can be limited to those who do not own a car. If you need help getting to or from work, call a church in your area to see if they offer shuttle services for single moms. If this does not work, consider finding someone you can carpool with.

Rent Assistance – HUD (http://portal.hud.gov/portal/page/portal/HUD/states/iowa) operates several programs in conjunction with the state of Iowa to help families find a place to live. Section 8 housing subsidies and vouchers make it possible for those who cannot afford typical rent to find housing they can afford.

Educational Grants – If you find it impossible to reach your financial goals without a further education, consider heading back to school with night classes or even online classes. The first step in finding financing for this endeavor is filling out the FAFSA for federal aid. The state of Iowa offers many different scholarships and grants through state programs and local organizations, and the University of Iowa offers information about them at http://www.iowagrantsguide.org/index.php?get=home.


No comments

You must be logged in to post a comment.